SoCal Realty & InvestmentsSoCal Realty & InvestmentsCall (760) 801-6550
← All homes
1095 Miramar St1 / 55 · Click to zoom

About this home

1095 Miramar St presents a rare opportunity to enjoy refined Laguna Beach living with ocean and white-water views in a thoughtfully reimagined coastal retreat where elevated design, comfort, and lifestyle come together. Spanning three levels, this 3-bedroom residence has been extensively remodeled with elevated finishes that set it apart, including engineered wood flooring, sleek European cabinetry, quartz surfaces, custom built-ins, imported Italian tile, a steam shower in the primary bath, and a custom walk-in closet. The home s most memorable spaces are oriented to capture sweeping ocean and white-water views, with the living room, kitchen, and primary suite all designed to bring the Pacific into everyday living. High ceilings, clean architectural lines, and expansive windows create a bright, modern feel throughout, filling the home with natural light and a true sense of coastal openness. Adding to its rarity, the property also offers a private backyard with a custom built-in BBQ and usable lawn space an uncommon feature in this part of Laguna Beach and an ideal setting for relaxed outdoor dining, entertaining, or unwinding after a day by the coast. 1095 Miramar delivers the lifestyle buyers hope to find in Laguna Beach: polished, view-oriented, and ready to enjoy.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,745,000 · Mar 2025
📋 Assessed value$1,745,000
💵 Annual tax$18,772
🏫 School districtLaguna Beach Unified School District

MLS #26068222MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$18,782
Principal & interest$15,160
Property tax$2,748
Home insurance$874
Down payment: $599,600Loan: $2,398,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.