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32031 Lomita Dr1 / 61 · Click to zoom

About this home

Price Reduced! Welcome to this beautifully updated 4 bedroom, 3bathroom home situated on a prime corner lot on a quiet cul-de-sac street in the highly sought-after guard-gated community of Rancho Cielo in Rancho Santa Margarita. From the moment you arrive, this home impresses with its thoughtful upgrades and exceptional layout designed for modern living.The renovated kitchen is a showstopper, featuring light cabinetry, a stone-top breakfast bar, modern stainless steel appliances, recessed lighting, and a cozy breakfast nook overlooking the backyard. The kitchen flows seamlessly into the adjoining family room, anchored by a fireplace and filled with natural light from abundant windows. Step outside to your private backyard oasis, complete with a sparkling pool and spa offering complete privacy, perfect for relaxing or entertaining. A main-floor bedroom and full bathroom provide ideal flexibility for multigenerational living, guests, or a home office.Upstairs, the spacious primary suite includes a private retreat and a slider leading to a balcony. The spa-like primary bathroom boasts a standalone soaking tub, a separate walk-in shower, dual vanities, and a large walk-in closet. Two additional bedrooms and a full bathroom complete the upper level. Additional features include Pella vinyl windows, new carpeting, an updated HVAC system, a finished garage with built-ins, solid hardwood flooring throughout the main level, all-new shutters, and rain gutters. Residents of Rancho Cielo enjoy resort-style amenities including a community pool and spa, tennis, basketball, and volleyball courts, a playground, picnic areas, and scenic hiking and biking trails.This is a rare opportunity to own a move-in-ready home in one of RSM s most desirable guard-gated communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,620,000 · May 2024
📋 Assessed value$1,652,400
💵 Annual tax$16,910
🏫 School districtSaddleback Valley Unified School District

MLS #26116556MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$10,619
Principal & interest$8,571
Property tax$1,554
Home insurance$494
Down payment: $339,000Loan: $1,356,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.