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10 Thorp Spg1 / 32 · Click to zoom

About this home

Welcome to this beautifully upgraded detached home featuring 3 bedrooms, a nook, and 3.5 bathrooms. Designed with a modern touch, the home offers luxury vinyl flooring throughout, quartz countertops in the kitchen and bathrooms, and stylish updated lighting. The entry level includes a private ensuite bedroom with its own patio ideal for guests, extended family, or a home office along with a laundry area, additional storage, and direct access to the garage. The second floor is the main living area, filled with natural light and an open-concept design. The living room with a fireplace flows seamlessly into the dining area and opens to a private patio, creating an inviting indoor-outdoor living experience. The upgraded kitchen features quartz countertops, stainless steel appliances, and a farmhouse sink. A nearby bonus room offers flexibility for a family room, media space, or office, while an additional landing area provides the perfect spot for a workspace or study nook. Also, FHA and VA approved. On the third level, the primary suite offers a comfortable retreat with an updated bathroom. A secondary bedroom with its own full bath completes the upper floor. Additional highlights include a Tesla charging station and a solar system. Enjoy the exceptional lifestyle of Ladera Ranch, with access to top-rated schools in the Capistrano Unified School District, HOA-covered high-speed internet, resort-style pools and spas, water park and splash pads, scenic trails, a skate park, sports courts, clubhouses, playgrounds, and more.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,105,000 · May 2025
📋 Assessed value$1,056,006
💵 Annual tax$13,711
🏫 School districtCapistrano Unified School District

MLS #26091842MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$6,641
Principal & interest$5,360
Property tax$972
Home insurance$309
Down payment: $212,000Loan: $848,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.