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32 Garrison Loop1 / 31 · Click to zoom

About this home

Welcome to this light-filled corner unit in the highly sought after Chambray community of Ladera Ranch. With 2 bedrooms, 2 full baths and a spacious loft, this home offers the perfect blend of comfort, style, and flexibility for first time buyers, young professionals, or anyone looking to enjoy the vibrant Ladera Ranch lifestyle. The functional tri level layout begins with a private entry and attached one car garage on the first floor. Upstairs, the main living level features the kitchen, living room, both bedrooms and baths, all enhanced by vaulted ceilings and abundant natural light that create an open, airy feel from the moment you step inside. Enjoy your morning coffee or unwind at the end of the day on the private balcony just off the living room. Freshly painted throughout, the home also features a newer HVAC system, whole house repipe, new gas range, updated bathroom fixtures, and a spacious walk in closet in the primary suite. The third level loft offers endless possibilities as a home office, playroom, fitness space, game/media room or guest retreat. Unit also comes with 1 assigned parking space in addition to attached single car garage. Life in Ladera Ranch is about more than just the home. Residents enjoy access to resort style pools, parks, playgrounds, pickleball and sports courts, a water park, skate park, dog park, miles of hiking and biking trails, community events, and a true neighborhood atmosphere where kids still play outside and neighbors know each other by name. It s easy to see why so many buyers fall in love with the Ladera Ranch lifestyle.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$475,000 · Nov 2020
📋 Assessed value$514,154
💵 Annual tax$6,579
🏫 School districtCapistrano Unified School District

MLS #26118043MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$4,780
Principal & interest$3,858
Property tax$699
Home insurance$223
Down payment: $152,600Loan: $610,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.