520 W Balboa Blvd, Newport Beach, CA — $3,499,000

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About this home

UNIQUE OPPORTUNITY. PRIME CORNER LOCATION IN THE DESIRABLE BALBOA PENNISULA FOR THIS CHARMING DUPLEX WITH GREAT OCEAN VIEWS. LOCATED APPROXIMATELY 1 BLOCK FROM THE OCEAN AND PUBLIC BEACH AND APROXIMATELY 1 BLOCK FROM NEWPORT HARBOR AND THE BAY. UPSTAIRS 3BED/ 2BATH 1,440 SF UNIT FEATURES OPEN FLOOR PLAN WITH OCEAN VIEW MASTER BEDROOM, SPACIOUS LIVING ROOM AND DINING AREA, VAULTED CEILING, HARDWOOD FLOORS, CUSTOM KITCHEN WITH GRANITE COUNTERS, STAINLESS STEEL APPLIANCES, INTERIOR LAUNDRY, FIREPLACE IN THE LIVING AREA COMPLIMENTED BY A BALCONY WITH STONE DECK AND OCEAN VIEW, AND A TWO-CAR GARAGE. DOWNSTAIRS 2BED/ 2BATH 1,024 SF UNIT FEATURES FIREPLACE, PRIVATE GROUND FLOOR STONE PATIO DECK, INTERIOR LAUNDRY, 1 CAR GARAGE, AND 1 CAR PARTIALLY COVERED CARPORT SPACE. ENJOY THE NEWPORT BEACH LIFESTYLE. ENDLESS POSSIBILITIES. LIVE IN ONE AND RENT THE OTHER.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$1,900,000 · Jul 2015

📋 Assessed value$2,249,212

💵 Annual tax$24,131

🏫 School districtNewport-Mesa Unified School District

MLS #NP26129020MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$21,921

Principal & interest$17,693

Property tax$3,207

Home insurance$1,021

Down payment: $699,800Loan: $2,799,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.