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4109 Cottonwood Cir1 / 40 · Click to zoom

About this home

Welcome to this rare single-story home in the sought-after Alberhill Ranch community! Situated on a quiet cul-de-sac, this 3-bedroom, 2-bath home also features a versatile office that can easily serve as a fourth bedroom, guest room, playroom, or home workspace. Electrical contractor owned, the home has been thoughtfully enhanced with modern upgrades and updated lighting throughout. The open-concept floor plan features a bright kitchen with a center island overlooking the family room with an in-wall electric fireplace, while the private primary suite offers a walk-in closet and en-suite bath. Step outside to a large 10,019 sq. ft. lot featuring a refinished patio, built-in BBQ island, low-maintenance turf, and plenty of space to relax or entertain. Additional highlights include a 2-car garage and access to Alberhill Ranch's community pool, parks, trails, and neighborhood amenities. A rare single-story opportunity offering modern updates, versatile living space, and an exceptional indoor-outdoor lifestyle. Solar will be paid off during the escrow process with no additional PACE assessment to the new buyer!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$434,000 · Jun 2020
📋 Assessed value$479,165
💵 Annual tax$10,574
🏫 School districtLake Elsinore Unified School District

MLS #PW26152987

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$3,822
Principal & interest$3,084
Property tax$559
Home insurance$178
Down payment: $122,000Loan: $488,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.