About this home

***$10,000 PRICE DROP + UP TO $10,000 BUYER INCENTIVES** **MORE HOUSE. LESS PAYMENT.*** Now offered at **$640,000**, this spacious Rancho Belago home delivers more than just a lower price it offers the opportunity for a significantly lower monthly payment. Situated on a private corner lot with only one direct neighbor, this home features soaring ceilings, abundant natural light, an open-concept layout, a large kitchen with center island, walk-in pantry and butler's pantry, a downstairs bedroom ideal for guests or multigenerational living, multiple flex spaces for a home office, gym or media room, a spacious primary suite with two walk-in closets, a 3-car garage, upstairs laundry, and a backyard ready for BBQs and family gatherings. Conveniently located near parks, shopping, dining, Kaiser Permanente, golf, and commuter routes. Qualified buyers may receive **up to $10,000 in lender assistance**, possible low or zero down payment options, reduced interest rates, potential no mortgage insurance, plus additional seller credits. The existing FHA loan may also be assumable at approximately **3.75%** for qualified buyers an uncommon opportunity to own more home with potentially lower monthly payments.

🏠 HomeFax

Public-record history for this property.

MLS #IV26080451MR

🔥 Risk & insurability

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.