1045 Southern Hills Dr, Banning, CA — $450,000

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About this home

1045 Southern Hills Drive is located in a desirable gated senior community offering comfort, security, and an active lifestyle. This well-situated home is just moments from a beautifully maintained golf course, providing a peaceful setting with convenient access to recreation and social amenities. Residents enjoy the privacy of a gated neighborhood along with the benefits of a community designed for easy living. With its prime location and serene surroundings, this property is ideal for those seeking a relaxed, low-maintenance lifestyle in a welcoming 55+ community.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$110,000 · Sep 1998

📋 Assessed value$259,510

💵 Annual tax$3,462

🏫 School districtBanning Unified School District

MLS #26091722

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$2,819

Principal & interest$2,275

Property tax$413

Home insurance$131

Down payment: $90,000Loan: $360,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.