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170 W Ramsey St1 / 13 · Click to zoom

About this home

Prime Downtown Banning Commercial Opportunity! Located in the heart of downtown Banning, this versatile building offers endless possibilities for your business vision. The spacious, light-filled front area provides the perfect blank canvas for your dream office, trendy restaurant, charming retail shop, or boutique storefront - the choice is yours! With high visibility and excellent foot and vehicle traffic, this location offers the exposure every business owner desires. A secondary area provides additional office space or a flexible workroom, along with a small kitchenette for convenience, a bathroom, and a storage area to keep things organized. Upstairs, you'll find a private office space ideal for meetings, management, or creative planning away from the main floor activity. Whether you're looking to launch your first business, expand an existing brand, or create a destination spot in Banning's revitalizing downtown, this property offers the potential to bring your ideas to life. Buyer to verify all potential uses with the City of Banning. Zoned Downtown Commercial.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$150,000 · Dec 2014
📋 Assessed value$183,874
💵 Annual tax$2,543
🏫 School districtBanning Unified School District

MLS #IG25179584

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$2,475
Principal & interest$1,997
Property tax$362
Home insurance$115
Down payment: $79,000Loan: $316,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.