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12977 Camino Emparrado1 / 27 · Click to zoom

About this home

Welcome to this exceptional single-story retreat, ideally located in the Oaks North 55+ community on a quiet cul-de-sac with sweeping panoramic views of the Oaks North Golf Course. This light-filled residence showcases vaulted ceilings, newer luxury vinyl plank flooring, recessed lighting, and fresh interior paint, creating a bright and inviting atmosphere throughout. The spacious living room with a cozy fireplace, flows seamlessly into the dining room, both showcasing the rolling fairways and lush greens of the golf course. The upgraded kitchen is equipped with Thermador stainless steel appliances, quartz countertops, custom cabinetry, bar seating, and a charming garden window. A breakfast nook and separate dining area offer flexible options for everyday living and hosting guests. The spa-like primary bathroom offers a serene escape with an impressive walk-in shower and beautifully upgraded finishes. The backyard is truly a showstopper! A spacious patio with an aluminum pergola for shade, and low-maintenance landscaping with mature citrus trees, create a perfect setting for entertaining, relaxing or dining al fresco while taking in the beautiful golf course backdrop. Residents enjoy access to the Oaks North Community Center, featuring a pool, spa, tennis, pickleball courts, a fitness center and more..Conveniently located near golf, shopping, dining, Rancho Bernardo Inn, and Bernardo Winery. This home offers the perfect combination of luxury, leisure, and lifestyle while all set against the picturesque, and unobstructed resort like golf course views.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$490,000 · Feb 2005
📋 Assessed value$696,475
💵 Annual tax$8,240
🏫 School districtPoway Unified School District

MLS #260017250SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$6,202
Principal & interest$5,006
Property tax$907
Home insurance$289
Down payment: $198,000Loan: $791,999

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.