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12102 Rancho Bernardo Rd #B1 / 38 · Click to zoom

About this home

PRIME LOCATION at Bernardo Villas with an end unit facing the golf course and amenities. Sellers have upgraded the condo with newer high efficiency HVAC system, dual paned windows, recessed lighting, painted interior and attractive tile flooring throughout with exception of carpeted bedrooms. This light enhanced unit opens to spacious living area with views of the lush fairways through sliders to large cov'd, tiled deck/balcony. You will appreciate the welcoming kitchen with upgraded appliances, ample cabinets, granite counters and the desirable 2nd bedroom and bath with tub/shower combo. Just became vacant and have virtually staged for your viewing. Note: Seller has a Class A Unlimited Useage Membership to tennis, pool/spa, pickleball with family and/or visitors allowed to accompany you. Said membership can be transferred and prorated at close of escrow. Title report and CC+R's of record are attached.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$640,000 · Apr 2022
📋 Assessed value$692,751
💵 Annual tax$7,744
🏫 School districtPoway Unified School District

MLS #NDP2606844

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$3,563
Principal & interest$2,876
Property tax$521
Home insurance$166
Down payment: $113,760Loan: $455,040

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.