SoCal Realty & InvestmentsSoCal Realty & InvestmentsCall (760) 801-6550
← All homes
17031 Bernardo Center Dr1 / 18 · Click to zoom

About this home

A rare gem in the heart of Rancho Bernardo! Nestled in a charming Mission-style enclave, this beautifully remodeled 2-bed, 2-bath home offers exceptional privacy with no neighbors on either side. The light-filled interior features an expansive open layout, a designer kitchen with abundant natural light, upgraded finishes, and direct access to a private patio perfect for indoor-outdoor living and entertaining. Additional highlights include a dedicated golf cart garage, full-sized laundry, and thoughtful touches throughout. Enjoy low-maintenance living with the feel of a single-family home and the perks of the Rancho Bernardo Swim & Tennis Club nearby the Bernardo Villas community--including water, cable TV, trash, and high-speed internet--all covered by the low HOA fee. Just a short stroll to shopping, dining, and everyday essentials, this is the ideal blend of convenience, comfort, and style. Whether you're moving up from a condo or simplifying your lifestyle, this turnkey retreat is ready to welcome you home. Located in the vibrant heart of Rancho Bernardo, Bernardo Villas offers the perfect blend of charm, convenience, and community.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$500,000 · Feb 2026
📋 Assessed value$206,382
💵 Annual tax$2,341
🏫 School districtPoway Unified School District

MLS #PTP2602707MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$3,822
Principal & interest$3,084
Property tax$559
Home insurance$178
Down payment: $122,000Loan: $488,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.