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10424 Ridgewater Ln1 / 31 · Click to zoom

About this home

Highly sought after 3-bedroom, 3-bath residence tucked within the scenic enclave of Scripps Ranch. Offering the feel of a detached home with an attached 2-car garage and private patio, this inviting floor plan showcases soaring ceilings, generous living spaces, and a warm brick fireplace that creates a welcoming focal point in the family room. The thoughtfully designed layout includes a full bedroom and bathroom on the main level, ideal for guests, extended family, or a private office setup. Upstairs, the light-filled primary retreat features its own private balcony along with a spacious ensuite bath complete with dual vanities, abundant storage, and a walk-in shower. A separate laundry room with extensive shelving adds everyday practicality. Residents enjoy access to resort-style community amenities including lush greenbelts, pool, spa, tennis and pickleball courts, recreation room, and ample guest parking. Ideally positioned near Lake Miramar, the Scripps Miramar Ranch Library, shopping, dining, and award-winning Miramar Ranch Elementary School, this is an exceptional opportunity to enjoy the very best of Scripps Ranch living.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$546,371
💵 Annual tax$6,894
🏫 School districtSan Diego City Unified School District

MLS #260012250SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$5,319
Principal & interest$4,293
Property tax$778
Home insurance$248
Down payment: $169,800Loan: $679,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.