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16647 Riding High Way1 / 72 · Click to zoom

About this home

Enjoy stunning panoramic views and privacy in this premier lot with no neighbors directly behind. Located within the sought-after gated Crosby Community, this 4+ bedroom, 4.5 bath, 5,349 sq ft residence offers high-end amenities across an expansive 0.61-acre lot. The private courtyard entrance leads to a grand foyer and a freshly painted interior, where an open floor plan creates the perfect atmosphere for entertaining. The professional-grade kitchen is a chef's dream, featuring upgraded maple cabinetry, granite countertops, dual sinks, dual dishwashers, and a double oven. Designed for flexibility, the first floor hosts two spacious primary suites. The principal suite includes a luxurious bathroom with dual water closets, a dual-access walk-in shower, two large walk-in closets, and a soaking tub positioned perfectly to capture the views. The second floor provides two additional bedrooms and a versatile bonus room. Outdoors the grounds are designed for sophisticated, low-maintenance living with drought-resistant landscaping, artificial turf, and elegant hardscaping. The exterior retreat features an outdoor kitchen with premium Viking appliances, mature citrus trees, and a fire pit overlooking the golf course and surrounding hills. Modern essentials include a three-vehicle garage with an EV charger and a fully paid solar system. All within walking distance to the community dog park.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$799,000 · Dec 2024
📋 Assessed value$1,984,597
💵 Annual tax$28,644
🏫 School districtSan Dieguito Union High School District

MLS #260011360

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$27,252
Principal & interest$21,996
Property tax$3,988
Home insurance$1,269
Down payment: $870,000Loan: $3,480,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.