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16531 Zumaque1 / 44 · Click to zoom

About this home

Set on 2.51 elevated view acres in the exclusive Covenant of Rancho Santa Fe, this custom-built 2009 estate has been recently refreshed and showcases 4,523 sq. ft. of beautifully scaled single-level living. Designed for both grand entertaining and everyday enjoyment, the home features soaring ceilings, an open flowing floor plan, and seamless indoor/outdoor living. The great room, with its stone-clad fireplace, lift-and-slide doors, and beverage bar, opens to the chefs kitchen complete with a sun-filled breakfast area, copper sink, and bar seating. Additional highlights include a formal dining room, artisan-crafted office/library, secondary office, and a powder room. The luxurious primary suite offers a cozy fireplace, spa-inspired bath, and a generous custom-appointed dressing room. Three additional bedroom suites provide comfort for family or guests. Outdoor living is unrivaled, with a magnificent covered living/dining room and fireplace overlooking the resort-style pool and spa, outdoor shower, and expansive lounge areasperfect for taking in the sweeping, peaceful views. Additional features include: wood and travertine flooring, whole-house and pool solar, raised-bed vegetable gardens, extensive chicken coop housing, gated entry and cul-de-sac location, garaging for 3 cars. Close to equestrian trails, the RSF Village, Golf and Tennis Clubs, and award-winning Roger Rowe schools, this estate blends elegance, comfort, and convenience in one of Rancho Santa Fes most coveted settings.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneA / High Risk
🏷 Last sold$630,000 · Mar 1996
📋 Assessed value$1,518,420
💵 Annual tax$16,024
🏫 School districtSan Dieguito Union High School District

MLS #250043957SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$29,414
Principal & interest$23,740
Property tax$4,304
Home insurance$1,369
Down payment: $939,000Loan: $3,756,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.