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12124 Caminito Campana1 / 26 · Click to zoom

About this home

This home is nestled in the sought-after Campana Villas community of Rancho Bernardo (NOT in a 55+ Community). This beautifully maintained 3-bedroom, 2-bath ground-floor condo offers a blend of comfort and modern updates. This stunning home boasts newer flooring, updated bathrooms, a newer water heater, and a cozy fireplace. Large windows fill the space with natural light, creating a bright and inviting atmosphere. The stylish kitchen features granite countertops, recessed lighting, stainless steel appliances, and rich cherry-hued cabinetry. The spacious primary suite includes ample closet space and a private en-suite bathroom. Enjoy outdoor living on the private patio overlooking serene greenspace. Parking is effortless with one assigned covered space and an additional uncovered spot. The HOA takes care of landscaping, trash, exterior paint, the roof, and termite control, while also maintaining two tranquil ponds. Residents have access to top-tier amenities at the Rancho Bernardo Swim & Tennis Club, including a sparkling pool and spa, a playground, tennis courts, and a recreation area. Conveniently located just minutes from award-winning schools, premier golf courses, shopping, dining, parks, hiking trails, Lake Hodges, and easy access to I-15-don't miss out on this incredible opportunity!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$660,000 · Dec 2021
📋 Assessed value$714,402
💵 Annual tax$7,985
🏫 School districtPoway Unified School District

MLS #250026308SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$4,692
Principal & interest$3,787
Property tax$687
Home insurance$218
Down payment: $149,800Loan: $599,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.