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12496 Lomica Dr1 / 44 · Click to zoom

About this home

Welcome to Seven Oaks-exceptional 55+ living at its finest. This beautifully updated single-story home seamlessly blends luxury, comfort, and an unbeatable location. Rare and extraordinary, this spacious 2,273 sq. ft. residence offers 2 generously sized bedrooms and 2 updated bathrooms. The light-filled, open-concept great room offers expansive windows that showcase scenic mountain view. The permitted enclosed patio room provides exceptional additional living space, perfect for dining, entertaining, crafting, a hobby room, or additional storage. The large open kitchen is designed for both everyday living and entertaining, offering granite countertops, newer appliances, an electric cooktop, double ovens, a wine refrigerator, and abundant cabinetry-all while enjoying beautiful mountain views. Just off the kitchen is a private enclosed office, ideally situated for working from home or managing daily tasks. The guest bathroom has been tastefully remodeled with new cabinetry, countertops, tile, and a walk-in shower with no steps for added accessibility. The spacious primary suite offers a peaceful retreat with ample closet space. Additional highlights include an oversized indoor laundry room with built-in cabinetry, abundant storage throughout the home, and an oversized two-car garage complete with a workbench and extra storage space. Enjoy the low-maintenance lifestyle that Seven Oaks is known for. This highly desirable community offers a low HOA with an abundance of amenitie

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$485,000 · Aug 2004
📋 Assessed value$739,834
💵 Annual tax$8,721
🏫 School districtPoway Unified School District

MLS #260015228SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Interest rate %
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Estimated total monthly payment
$7,048
Principal & interest$5,689
Property tax$1,031
Home insurance$328
Down payment: $225,000Loan: $900,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.