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16048 Saddle Summit Rd1 / 55 · Click to zoom

About this home

Private, west-end, custom home pulling elements from both the Spanish and Santa Fe design influence. This 1.5 acre estate is nestled down in a grove of ancient oaks and pepper trees on the west end of Ramona near Mt Woodson, Mt Woodson Golf Course and Ramona Wine Country. The main home surrounds a beautiful courtyard with oversized eaves and French doors entering through the main entry, kitchen and courtyard facing bedrooms. The formal entry opens to an expansive living room with a large fireplace for its focal point. Beautiful pecan cabinetry wrap around the entire kitchen with a prep island center, all finished with beautiful granite counters. Saltillo tiles lead you throughout the home including the dining room, family room, the primary/master bedroom and two additional bedrooms in the main home. Additionally, the estate features a detached ADU unit with separate entrance convenient for multigenerational living, or rent for income. Additional property features include a beautiful, relaxing saltwater pool with jumping rock, second patio area with cover, orchard with a variety of stone fruits, cherries and citrus as well as a paid for solar system. The entire property is fenced with gated entry and covered with mature landscaping for ultimate privacy. With a short 10 minute drive to both Poway and Ramona and 35 minutes to the San Diego beaches, downtown and airport, this home is ideal for remote professionals who want a truly California estate.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,050,000 · Jan 2021
📋 Assessed value$1,159,283
💵 Annual tax$12,249
🏫 School districtRamona City Unified School District

MLS #250023146SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$8,013
Principal & interest$6,467
Property tax$1,172
Home insurance$373
Down payment: $255,800Loan: $1,023,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.