6304 University Ave, San Diego, CA — $919,000

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About this home

best use is owner occupied business. Financing SBA owner occupied or 20% down and owner will carry 15% as commercial zoning requires 35% down. Completely remodeled in last year with new roof, windows,water heaters, HVAC units, flooring, kitchens, bathrooms, washer/dryers each unit. One electric meter. Billboard income 310 month. Units could be used for a business, all 3 or the front 2. Lease end dates are 3/2 left front 4/30/25, 2/2 in right front 5/31/25, 2/1 in rear 5/31/25.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$690,000 · Jul 2023

📋 Assessed value$717,876

💵 Annual tax$8,836

🏫 School districtSan Diego City Unified School District

MLS #250000991SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$5,757

Principal & interest$4,647

Property tax$842

Home insurance$268

Down payment: $183,800Loan: $735,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.