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905 Loma Ct1 / 50 · Click to zoom

About this home

$100K price improvement - experience this special property today! First time on the market in nearly 50 years, this beautifully maintained turnkey home sits on a rare hilltop cul-de-sac lot in highly desirable Fletcher Hills. Filled with natural light and set on an expansive .92-acre parcel, the property offers exceptional potential, including possible subdivision or SB-9 lot split opportunities (Ideal for developers, multigenerational living, or buyers looking to add an ADU - buyers to investigate all and check with City of El Cajon for possibilities). Thoughtful updates include cast iron plumbing replaced in 2025, refinished hardwood floors, fresh interior and exterior paint, updated bathroom, and central A/C and heat. The charming original eat-in kitchen is in excellent condition, featuring refreshed cabinetry with new hardware, new flooring, appliances, and a single-basin sink. Additional highlights include a brick fireplace, central vacuum system, multiple pocket doors, spacious closets, and a 2-car garage. Enjoy peaceful mornings on the covered front porch overlooking mature landscaping and a serene yard alive with birdsong. One bedroom features a private entrance, offering added flexibility. Widely considered one of the premier lots in Fletcher Hills, this is a rare opportunity to own a truly special property with endless possibilities. All buyers welcome. Love where you live!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$103,300 · Jul 1985
📋 Assessed value$780,300
💵 Annual tax$9,929
🏫 School districtGrossmont Union High School District

MLS #260004147SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$5,319
Principal & interest$4,293
Property tax$778
Home insurance$248
Down payment: $169,800Loan: $679,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.