3430 Monroe Ave, San Diego, CA — $1,175,000

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About this home

Classic Normal Heights charm meets modern comfort. This light-filled 3BR/2BA sits steps from cafes, parks, and the University Heights/Normal Heights corridor. An inviting front porch opens to a spacious living/dining combo with updated windows and recessed lighting. The remodeled kitchen features stone countertops, stainless appliances, and ample storage. Three comfortable bedrooms, two refreshed baths, a family room, additional bonus room, and a laundry room to maximize everyday convenience. Outdoors, enjoy a private, low-maintenance yard for alfresco dining and pets. 3 car private off-street parking, and excellent walkability. Live the urban San Diego lifestyle minutes to Adams Ave, breweries, and the beach highways. Note: ADU conversion possibilities, Offered at $1,175.000 Buyer to verify all before close; broker/agent does not guarantee.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$116,500 · Aug 1997

📋 Assessed value$269,880

💵 Annual tax$3,783

🏫 School districtSan Diego City Unified School District

MLS #260003400SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$7,361

Principal & interest$5,941

Property tax$1,077

Home insurance$343

Down payment: $235,000Loan: $940,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.