646 El Rancho Dr, El Cajon, CA — $1,269,900

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About this home

HUGE price reduction! Sellers are ready to sell this home, Welcome to this stunning and spacious home in the Granite Hills Area on a level 1.33 acre lot. This home is for those who needs a large home with it's impressive 5 bedrooms 4 full bath plus a game room, a gym, and a work office space. Main house is 4 bedrooms 3 full bath, plus a ADU with 1 bedroom 1 bath for your guest or rental income, This expansive property features a highly functional layout that includes a massive 2 car garage and a big master bedroom. Bring all your toys RV, Trailers, boats. There is room for everything in this amazing home. Also, it has paid solar panels and a big driveway for 10 to 12 cars. Walking distance to granite Hills high school and parks, only 3 minutes from 8 freeway. This home is ready to make your own and do what you want to it. Come see this amazing home!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$700,000 · Dec 2020

📋 Assessed value$772,854

💵 Annual tax$8,917

🏫 School districtGrossmont Union High School District

MLS #SW26117210MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$7,956

Principal & interest$6,421

Property tax$1,164

Home insurance$370

Down payment: $253,980Loan: $1,015,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.