3470 Spring Tide Ter, San Diego, CA — $785,000

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About this home

Charming top-floor townhome nestled in a sought-after gated community in Point Loma, "The Bay". This community features a pool, BBQ area, and a play zone, designed for relaxation and connection. Perfectly located near Sports Arena Blvd, you'll love having shopping, dining, and entertainment options just moments away. Inside, this spacious townhome offers 2 bedrooms plus a flexible bonus room that can easily transform into a home office or guest space. The living area flows seamlessly to an oversized balcony offering a top floor open view and privacy. Attached oversized 2-car tandem garage, complete with ample storage for all your gear. Whether you're starting your next chapter or looking for the perfect blend of lifestyle and location, 3470 Spring Tide Terrace delivers it all.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$484,000 · Aug 2016

📋 Assessed value$572,950

💵 Annual tax$6,973

🏫 School districtSan Diego City Unified School District

MLS #260008764SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$4,918

Principal & interest$3,969

Property tax$720

Home insurance$229

Down payment: $157,000Loan: $628,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.