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3227 Mercer Ln1 / 18 · Click to zoom

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,250,000 · Jan 2026
📋 Assessed value$143,451
💵 Annual tax$2,320
🏫 School districtSan Diego City Unified School District

MLS #260015226SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$11,271
Principal & interest$9,097
Property tax$1,649
Home insurance$525
Down payment: $359,800Loan: $1,439,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.