4147 San Miguel Ave, San Diego, CA — $495,000

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About this home

Welcome to 4147 San Miguel Avenue, a charming and cozy 2-bedroom, 1.5-bath home located in the heart of San Diego. This delightful 472 sq. ft. residence is full of character and perfect as a starter home, investment property, or downsizing opportunity. The home also features a rare basement used for storage Enjoy your morning coffee in the large private outdoor space. Situated close to local shops, parks, and freeway access, this home combines convenience and charm in one package. And best of all - no HOA fees and low maintenance living make it an affordable choice .Don't miss the chance to own this cute and efficient gem - a home that proves great things really do come in small packages!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$345,000 · Apr 2018

📋 Assessed value$400,397

💵 Annual tax$5,384

🏫 School districtSan Diego City Unified School District

MLS #260013061

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$3,101

Principal & interest$2,503

Property tax$454

Home insurance$144

Down payment: $99,000Loan: $396,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.