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4504 Osprey St1 / 70 · Click to zoom

About this home

Perched just two blocks from the dramatic waves of Sunset Cliffs, this custom architectural masterpiece redefines modern coastal luxury with a seamless blend of cutting-edge smart technology and breathtaking panoramic ocean views. A private, three-stop commercial-grade elevator effortlessly connects the multi-level layout, leading to a sprawling upper-level sanctuary flooded with natural light, soaring high ceilings, and an open-concept great room. At the heart of the home is a chef's dream kitchen, anchored by a massive quartz waterfall island, premium stone finishes, and a hidden walk-in pantry, all flowing out through disappearing glass pocket doors to an attached viewing deck designed for premier sunset entertaining. The entry-level layout features a sophisticated primary retreat complete with a custom-built walk-in closet and a spa-like bath with a deep standalone soaking tub. Outside, the premium corner lot maximizes space with a fully fenced backyard oasis featuring low-maintenance artificial turf, a putting green, a private portable spa, and a matching storage shed, while the detached two-car garage offers convenient code-access entry via a paved rear alley. Engineered for complete grid independence, this eco-luxury residence boasts a fully owned 11.45kW solar panel array paired with dual backup batteries, completely free from the burden of HOA or Mello-Roos fees. From the private retreats to the ultimate roof deck capturing 360-degree views of the Pacific horizon and evening neighborhood lights, this home offers an unparalleled, turnkey coastal lifestyle.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$5,400,000 · Mar 2024
📋 Assessed value$5,618,160
💵 Annual tax$69,477
🏫 School districtSan Diego City Unified School District

MLS #260014227SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$34,143
Principal & interest$27,558
Property tax$4,996
Home insurance$1,590
Down payment: $1,089,980Loan: $4,359,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.