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1840 Locust St1 / 33 · Click to zoom

About this home

Welcome to Point Loma living in this beautifully updated corner-lot home just minutes from the ocean, harbor, Liberty Station, and some of San Diego's best coastal dining and recreation. This charming single-family residence blends classic character with thoughtful modern upgrades while offering exceptional potential for future expansion or customization. The newly remodeled kitchen showcases sleek modern cabinetry, dramatic stone countertops and backsplash, stainless steel appliances, and a clean contemporary design that perfectly balances style and functionality. Spacious living areas are filled with natural light, complemented by updated flooring, recessed lighting, abundant built-in storage, and an open, comfortable layout ideal for everyday living and entertaining. A versatile bonus room featuring a custom built-in bar creates the perfect space for a game room, lounge, office, or media retreat. The generous corner lot provides added privacy, outdoor potential, and ample space for enhancements such as expanded outdoor living areas or the addition of an ADU, creating additional value and income potential. Situated in a well-established neighborhood near top-rated schools, shopping, dining, and endless coastal recreation, this property presents a rare opportunity for homeowners, investors, or buyers seeking a move-in-ready home with long-term upside in one of San Diego's most sought-after communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$109,977
💵 Annual tax$1,909
🏫 School districtSan Diego City Unified School District

MLS #260016075SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$8,134
Principal & interest$6,565
Property tax$1,190
Home insurance$379
Down payment: $259,660Loan: $1,038,640

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.