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4080 Forney Ave1 / 42 · Click to zoom

About this home

Ideally located on a quiet street in the highly desirable northwest section of Bay Ho, this charming single-level home offers a flexible floor plan with a 3-bedroom, 2-bath main residence plus a private 1-bedroom, 1-bath guest suite that can also serve as a spacious fourth bedroom. The thoughtfully converted garage suite features its own private bathroom, making it ideal for multigenerational living, extended family, long-term guests, a home office, or potential rental income. Situated on a large, flat lot, the home boasts a spacious west-facing backyard framed by mature landscaping that creates exceptional privacy and endless possibilities. Whether you envision summer barbecues, a sparkling pool, relaxing spa, or a future ADU, the expansive yard provides the perfect canvas. A charming gated front courtyard offers a peaceful setting for morning coffee, evening conversations, or gathering around a fire pit. Inside, the open-concept kitchen features an oversized island, stainless steel appliances, shaker cabinetry, and flows effortlessly into the main living area. An enclosed sunroom overlooking the backyard provides valuable additional living space, perfect as a family room, playroom, home office, gym, or lounge. With seamless indoor-outdoor living and an inviting atmosphere that naturally extends to the backyard, this home is designed for both everyday comfort and entertaining. Enjoy an unbeatable central San Diego location just minutes from Mission Bay, Pacific Beach, La Jolla, UCSD, UTC, downtown, the airport, the trolley, and convenient access to Interstate 5.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$650,000 · Jan 2017
📋 Assessed value$769,458
💵 Annual tax$9,998
🏫 School districtSan Diego City Unified School District

MLS #260015843SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$8,765
Principal & interest$7,074
Property tax$1,282
Home insurance$408
Down payment: $279,800Loan: $1,119,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.