SoCal Realty & InvestmentsSoCal Realty & InvestmentsCall (760) 801-6550
← All homes
4060 Huerfano Ave #3251 / 19 · Click to zoom

About this home

RARELY AVAILABLE Corner, Top-Floor/Penthouse Loft in Bay Ho - Vaulted Ceilings, Balcony, Zero Neighbors Above, Only One Neighbor Next Door. Rare 2-story loft in the desirable Bay Ho Condominium complex, tucked in the hills above Mission Bay. Top floor. No one is stomping around overhead. Just quiet. Downstairs is where you'll actually live: an open-concept living room, kitchen, and dining area that flows together instead of fighting each other. Step out to your private balcony for morning coffee or evening breeze with peek-a-boo views of Bay - this is San Diego, after all. Head up the stairs, and the vaulted ceilings kick in. Complex amenities include a pool, spa, and BBQ area - the kind of extras that make weekends easier. Location is the real unlock here: minutes to Mission Bay, a quick walk to the Balboa Ave Trolley Station (one stop to UCSD, UTC, shops, and restaurants), and easy freeway access whether you're headed to the beach or downtown. Bay Ho is the smart alternative to the coastal-premium neighborhoods - same proximity to the water, without paying La Jolla prices. If you want space, privacy, and a fantastic floor plan, this is it.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$77,000 · Aug 1994
📋 Assessed value$131,457
💵 Annual tax$1,558
🏫 School districtSan Diego City Unified School District

MLS #260016615SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$2,505
Principal & interest$2,022
Property tax$367
Home insurance$117
Down payment: $79,980Loan: $319,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.