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2820 Avella Cir1 / 45 · Click to zoom

About this home

Rarely available due to its setting within Avella, this highly upgraded four-story residence enjoys one of Civita's most sought-after locations: just steps from the state-of-the-art Recreation Center while backing to open space for exceptional privacy and tranquil natural views. With over $50k in builder upgrades, the open-concept floor plan blends sophisticated design with comfortable everyday living. At the heart of the home, the chef's kitchen impresses with "Calacatta Gold" quartz countertops, crisp white ceiling-height cabinetry with abundant storage, classic subway tile backsplash, stainless steel appliances, and an oversized island that becomes the gathering place for entertaining. "Moda Living Sweet Talker" wide-plank vinyl flooring, recessed lighting, and a designer chandelier create a warm, contemporary feel throughout the main living spaces. Outdoor living shines with three private retreats: a covered patio off the first-floor bedroom, a living room balcony with stackable slider for seamless indoor-outdoor flow, and a rooftop terrace overlooking serene open space; the perfect setting for morning coffee or sunset entertaining. The well-proportioned floor plan offers a peaceful primary suite providing a comfortable retreat. Bathrooms feature quartz countertops, undermount sinks, Kohler fixtures, and ceiling-height tiled tub and shower surrounds. One of the home's greatest advantages is its premier location adjacent to Civita's resort-style amenities including lagoon and lap pools, cabanas, fitness center, and the popular Saturday Farmers Market. SEE SUPPLEMENT!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$1,116,639
💵 Annual tax$14,176
🏫 School districtSan Diego City Unified School District

MLS #260015689SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$8,765
Principal & interest$7,074
Property tax$1,282
Home insurance$408
Down payment: $279,800Loan: $1,119,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.