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4020 Dwight St #221 / 28 · Click to zoom

About this home

RARE OPPORTUNITY TO OWN TWO HOMES ON ONE LOT! This beautifully remodeled property offers endless possibilities for homeowners and investors alike. Each home features its own private entrance, private yard, and dedicated parking, providing comfort, privacy, and independence for both residences.Perfect for multi generational living, live in one home and rent out the other, or maximize your investment potential with two income producing units. Both homes have been thoughtfully updated and are move-in ready. Conveniently and centrally located with easy access to Interstates 15, 805, 94, and 8, making commuting throughout San Diego a breeze. Just minutes from Downtown San Diego, San Diego International Airport, shopping, dining, and entertainment. Whether you're looking for a flexible living arrangement, rental income, or a unique investment opportunity, this property offers exceptional value and versatility. Opportunities like this don't come around often!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$750,000 · Mar 2026
📋 Assessed value$343,236
💵 Annual tax$4,771
🏫 School districtSan Diego City Unified School District

MLS #PTP2604697

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$7,443
Principal & interest$6,007
Property tax$1,089
Home insurance$347
Down payment: $237,600Loan: $950,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.