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736 I Ave #381 / 28 · Click to zoom

About this home

Exceptional opportunity to own three separate residences on a spacious 7,000 sq. ft. lot. The property includes a charming 1929 beach cottage featuring 2 bedrooms and 2 bathrooms, along with a separate 1-bedroom apartment and a detached studio. Each residence enjoys its own private outdoor space, offering flexibility for multi-generational living, rental income, or a private guest retreat. All three units have been thoughtfully upgraded and feature attractive kitchens with newer cabinetry and appliances. Mature trees, lush landscaping, and abundant greenery create a serene, park-like setting with exceptional privacy throughout the property. The front cottage is framed by a white picket fence, a generous front yard, and an oversized covered porch that perfectly captures its classic beach-cottage character. The backyard is designed for entertaining, featuring a built-in BBQ area, multiple pergolas, and several inviting spaces for outdoor dining, relaxing, and gathering with family and friends. This unique property combines vintage charm, modern updates, and versatile living options in a truly private oasis.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$430,000 · May 1997
📋 Assessed value$773,265
💵 Annual tax$9,666
🏫 School districtCoronado Unified School District

MLS #260013784SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$25,680
Principal & interest$20,727
Property tax$3,757
Home insurance$1,196
Down payment: $819,800Loan: $3,279,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.