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4062 Harney St1 / 19 · Click to zoom

About this home

Seize a premier investment opportunity at 4062 Harney Street, strategically located in the high-demand, walkable core of Old Town San Diego. This versatile property offers exceptional visibility and significant upside for commercial use, currently serving as a hub for wellness and chiropractic services within one of the city's most resilient real estate markets. Positioned as a "flight to quality" asset, it provides immediate proximity to the Old Town Transit Center and major I-5/I-8 arteries, ensuring a steady stream of foot traffic and professional accessibility. With San Diego's commercial sector showing a tight 5.5% retail vacancy rate and steady demand for high-quality urban space, this property is primed for a value-add boutique office or continued professional practice in a neighborhood where historic charm meets reliable long-term appreciation. Please contact Phillip Drew for showings - (858) 337-2274

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$389,000 · Jan 1991
📋 Assessed value$682,532
💵 Annual tax$8,414
🏫 School districtSan Diego City Unified School District

MLS #260010805

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$11,271
Principal & interest$9,097
Property tax$1,649
Home insurance$525
Down payment: $359,800Loan: $1,439,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.