4166 Monroe Ave, San Diego, CA — $2,350,000

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About this home

4166 Monroe Avenue presents a rare four-unit townhome-style offering positioned at the gateway of Kensington and Normal Heights-two of San Diego's most desirable urban neighborhoods. Built in 1987 on a 0.15-acre lot, the property comprises four spacious 2-bedroom / 2.5-bathroom townhome-style units, each approximately 1,100 SF, totaling 4,833 SF of improvements. Every unit includes an attached private garage, additional on-site parking, and a private balcony and patio space. The asset is ideally suited for an owner-occupant seeking premium rental income or an investor targeting durable, long-tenured tenancy in a high-barrier submarket. Units are fully appointed with open floor plans, upgraded kitchens and bathrooms, in-unit laundry, and gas fire places.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$562,500 · May 2022

📋 Assessed value$928,660

💵 Annual tax$11,965

🏫 School districtSan Diego City Unified School District

MLS #260011996

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$14,722

Principal & interest$11,883

Property tax$2,154

Home insurance$685

Down payment: $470,000Loan: $1,880,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.