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3950 C St #521 / 40 · Click to zoom

About this home

Opportunity meets charm with this well-maintained duplex situated on a desirable corner lot in the heart of San Diego. Featuring two side-by-side 2-bedroom, 1-bath units, this property has been thoughtfully updated and meticulously cared for, offering immediate appeal for both investors and owner-occupants alike. Each residence provides comfortable living spaces, functional layouts, and private outdoor areas, creating strong rental desirability. With significant upside potential for future income growth and value enhancement, this is a rare opportunity to acquire a versatile property in a centrally located neighborhood with convenient access to Downtown San Diego, major freeways, shopping, dining, and local amenities. Whether you're looking to expand your portfolio or live in one unit while generating income from the other, this duplex offers flexibility, stability, and long-term potential.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$500,000 · Dec 2021
📋 Assessed value$541,214
💵 Annual tax$7,199
🏫 School districtSan Diego City Unified School District

MLS #PTP2605168

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$5,325
Principal & interest$4,298
Property tax$779
Home insurance$248
Down payment: $170,000Loan: $680,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.