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246 Elm Ave1 / 69 · Click to zoom

About this home

Just blocks from the beach, this unique R-2 zoned Imperial Beach property offers two separate homes on one lot with excellent flexibility and income potential. The main residence features two bedrooms, two bathrooms, and a formal dining room. The rear home includes two bedrooms, one full bathroom, a half bathroom downstairs, a private entrance, its own electric meter, and separate trash service. Recent improvements and fresh exterior paint make the property move-in ready. A detached two-car garage may offer potential for conversion into a third unit, subject to city approval. The long driveway provides parking for multiple vehicles or an RV, while convenient alley access adds even more functionality. Ideal for multigenerational living, rental income, or future development, this versatile property is close to the beach, restaurants, shopping, and everything Imperial Beach has to offer.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$186,948
💵 Annual tax$3,037
🏫 School districtSweetwater Union High School District

MLS #PTP2605471

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$7,831
Principal & interest$6,321
Property tax$1,146
Home insurance$365
Down payment: $250,000Loan: $1,000,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.