2629 Ocean Front Walk #31, San Diego, CA — $3,995,000

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About this home

Rare oceanfront duplex perfectly positioned on the sand in South Mission Beach. The upper unit offers 3 bedrooms/2 baths and the lower unit features 2 bedrooms/1 bath. Ideal for a second home, multigenerational living or income potential. The spectacular rooftop deck is a showstopper with panoramic views from Ocean Beach to La Jolla, including sailboats, the jetty, the iconic Ocean Beach Pier, and miles of breathtaking coastline. A rare two-car garage provides space for beach cruisers, surfboards, paddleboards and everything that comes with life on the sand. Wake up to the sound of the waves, stroll the boardwalk with your morning coffee, spend long days on the beach and end each evening with unforgettable sunsets. This property embodies the quintessential Mission Beach lifestyle. Timeless. Relaxed. Effortless. This is what Mission Beach feels like!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$3,750,000 · May 2022

📋 Assessed value$4,059,120

💵 Annual tax$50,376

🏫 School districtSan Diego City Unified School District

MLS #260016605

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$25,028

Principal & interest$20,201

Property tax$3,662

Home insurance$1,165

Down payment: $799,000Loan: $3,196,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.