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4020 Front St #221 / 31 · Click to zoom

About this home

Situated on a desirable street in the heart of Mission Hills/Hillcrest, this thoughtfully maintained two-unit property offers a versatile living opportunity as a well-appointed primary residence and a separate secondary unit. Both units enjoy stand-up attic storage and share a privately enclosed private yard, creating a functional and flexible outdoor space. There are 2 parking spaces in front. The main house is a spacious 2-bedroom, 2-bath home offering 1,298 sq ft of comfortable living. Interior features include hardwood floors, a remodeled kitchen with quartz countertops, updated bathrooms, central heat and air, and a formal dining room ideal for everyday living or entertaining. A large storage room/pantry located just off the kitchen adds valuable functionality and convenience. Owned solar provides significant energy savings. The secondary unit is a 1-bedroom, 1-bath residence with 699 sq ft, offering excellent flexibility as a rental, guest space, or extended family accommodation. The unit features quartz kitchen counters, a gas stove, a cozy breakfast nook, faux wood blinds, manufactured wood flooring, and a generously sized bedroom with a built-in closet approximately twice the length of a standard closet. A charming retro yellow tiled bathroom adds character and cottage-style appeal.This property offers a unique combination of livability, flexibility, and location in one of San Diego's most sought-after neighborhoods. Zoning: RM 3-9 One unit per 600sf of lot on a 5200sf parcel. Complete Communities: Tier 2: 8.0 FAR 60ft height Transit overlay- reduced parking req

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$245,000 · Dec 1998
📋 Assessed value$391,742
💵 Annual tax$5,278
🏫 School districtSan Diego City Unified School District

MLS #260008843SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$8,765
Principal & interest$7,074
Property tax$1,282
Home insurance$408
Down payment: $279,800Loan: $1,119,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.