2124 San Clemente St, San Diego, CA — $1,775,000

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About this home

Welcome to 2124 San Clemente Street, a beautifully designed modern coastal home located in the sought-after Point Loma Heights / Ocean Beach area. This 5-bedroom, 4.5-bath residence offers approximately 2,110 square feet of open-concept living, featuring designer finishes, abundant natural light, and multiple balconies to enjoy San Diego's coastal breezes. The home also includes a spacious 2-car garage. The home features an all-electric system, paid solar, providing efficiency and flexibility for modern living. Ideally located just minutes from Ocean Beach, Sunset Cliffs, Liberty Station, and the shops and restaurants along Voltaire Street, this property offers the perfect blend of coastal lifestyle, modern construction. Currently generating high income as a vacation rental.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

📋 Assessed value$713,617

🏫 School districtSan Diego City Unified School District

MLS #260016044SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$11,120

Principal & interest$8,975

Property tax$1,627

Home insurance$518

Down payment: $355,000Loan: $1,420,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.