What to Expect as a First-Time Homebuyer in Southern California

Andrew Georgitsis
Jul 21
2 min read

Welcome! We’re Here to Help (No Pressure, Ever)

📍 Introduction

Buying a home for the first time can feel overwhelming — especially in a competitive market like Southern California. The good news? You don’t have to figure it out alone.

Whether you're just beginning to explore or thinking of making a move soon, this guide will walk you through what to expect — without the stress or jargon.

🏡 What “Home Buying Support” Really Means

You deserve a home buying experience that feels clear, calm, and tailored to your pace. Here’s what that looks like:

No pressure to buy before you’re ready
Straightforward answers to your questions
Guidance from someone who’s on your side — not the seller’s
Help comparing loan options (VA, FHA, conventional, etc.)

📘 7 Things First-Time Buyers Often Ask

Do I really need 20% down?Nope — VA loans are $0 down, and FHA/conventional can be as low as 3%.
What does a buyer’s agent do?They work solely for you, and in most cases, the seller pays their commission.
Is now a good time to buy?That depends on your goals. Rates may fluctuate, but long-term ownership builds wealth.
What credit score do I need?Most buyers qualify with scores above 620 (even lower in some cases).
How long does it take?From offer to close, 30–45 days is common. But your search can take as long as you need.
Do I have to sign anything early on?No — you can ask questions and explore freely before committing to anything.
What if I’m just browsing?Perfectly fine. Many clients browse for weeks (even months) before they’re ready.

🔍 Tip: Ask Questions Early

You don’t need to know all the answers right away — but knowing what to ask can help you feel more confident. Here's one to start with:👉 "What areas in SoCal offer great starter homes with VA loan options?"