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Andrew Georgitsis
DRE#02266192
Brokerage: VIP Premier Realty Corp BRE# 02185397
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Getting Started


💰 How Much Can a Seller Pay Toward Your Closing Costs?
If you're buying a home and thinking of asking the seller to help cover your closing costs — great idea. But there’s a limit to how much...
Andrew Georgitsis
Jul 232 min read


🏠 5 First-Time Homebuyer Myths — Busted!
Thinking about buying your first home but feeling overwhelmed? You're not alone — and chances are, you’ve heard at least one of these...
Andrew Georgitsis
Jul 232 min read


📝 Pre-Approval vs. Pre-Qualification: What’s the Difference and Why It Matters
When you’re ready to buy a home, you’ll hear two phrases tossed around a lot: pre-approval and pre-qualification . They sound similar —...
Andrew Georgitsis
Jul 212 min read


💰 Do You Really Need 20% Down to Buy a Home? (Spoiler: Nope!)
For years, the idea that you must have 20% saved for a down payment has kept buyers on the sidelines. But in today’s market, that simply...
Andrew Georgitsis
Jul 212 min read


Should You Refinance Later? What to Know About Rates, Equity, and Timing
Should You Refinance in the Future? Let’s Talk Strategy 📍 Introduction Just because you’ve closed on your home doesn’t mean your loan is...
Andrew Georgitsis
Jul 212 min read


You’ve Closed — Now What? Your First 7 Days as a New Homeowner
Y ou Did It! Here’s What to Do in Week One 🏠 Welcome Home! You’ve signed the final docs, grabbed the keys, and officially closed. 🎉Now...
Andrew Georgitsis
Jul 212 min read


What Happens on Closing Day — And What to Bring
Ready for Closing Day? Here's Your Quick Checklist 📍 Introduction It’s the day you’ve been waiting for: Closing Day. This is when all...
Andrew Georgitsis
Jul 212 min read


Breaking Down Closing Costs: FHA vs. Conventional Loans
What Are Closing Costs — and How Much Will You Pay? 📍 Introduction One of the biggest surprises for first-time buyers? Closing costs....
Andrew Georgitsis
Jul 212 min read


Final Walkthrough Before Closing — What to Check and Why It Matters
What Happens at the Final Walkthrough? 📍 Introduction You’re almost at the finish line — your loan is approved, documents are signed,...
Andrew Georgitsis
Jul 212 min read


What Is “Clear to Close” — and What Happens Next?*
Y ou’re Clear to Close! Now What? 📍 Introduction If you’re buying with an FHA or conventional loan , the moment you hear “clear to...
Andrew Georgitsis
Jul 212 min read


What Happens in Escrow
What to Expect Once Your Offer Is Accepted 📍 Introduction You made an offer. It was accepted. 🎉Now what? Welcome to escrow — the final...
Andrew Georgitsis
Jul 212 min read


The VA Loan Appraisal Process — What to Expect
Nervous About the VA Appraisal? Here's What to Know 📍 Introduction The VA appraisal is one of the few things that can delay or derail...
Andrew Georgitsis
Jul 212 min read


Can You Use a VA Loan to Buy a Multi-Unit Property? Yes — Here’s How
Want to Invest with Your VA Loan? This Is One Way to Start 📍 Introduction Want to start investing in real estate without giving up your...
Andrew Georgitsis
Jul 212 min read


Can You Get a Second VA Loan? Yes — Here's How It Works
Already Used a VA Loan? You May Still Qualify Again 📍 Introduction One of the most common questions veterans ask: “I’ve already used my...
Andrew Georgitsis
Jul 212 min read


VA Funding Fee Explained — What It Is and How to Reduce It
The VA Funding Fee — What It Means (and When You Can Skip It) 📍 Introduction One of the most misunderstood parts of a VA loan is the VA...
Andrew Georgitsis
Jul 212 min read


First-Time Buyer in SoCal? Here’s What You Need to Know (VA or Not)
First-Time Buyers — You’ve Got Options in SoCal 📍 Introduction Buying your first home in Southern California can feel overwhelming —...
Andrew Georgitsis
Jul 212 min read


VA Condo Approval — What You Need to Know Before Making an Offer
Buying a Condo with a VA Loan? Don’t Miss This Step 📍 Introduction Condos can be an affordable entry point for homeownership in Southern...
Andrew Georgitsis
Jul 212 min read


Why You Shouldn’t Wait for Interest Rates to Drop to Buy a Home
Should You Wait for Rates to Drop? Here’s the Real Deal 📍 Introduction Many buyers today are waiting on the sidelines, hoping interest...
Andrew Georgitsis
Jul 212 min read


FHA Loans in SoCal — Not Just for First-Time Buyers
FHA Loans Can Still Be a Great Deal — Here's When 📍 Introduction While VA loans are an excellent option for military buyers, FHA loans...
Andrew Georgitsis
Jul 212 min read


How to Find Homes with Assumable VA Loans in Southern California
Yes, You Can Still Find 2–3% Interest Rates — Here's How 📍 Introduction You’ve probably heard about assumable VA loans — where a buyer...
Andrew Georgitsis
Jul 212 min read
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