You’ve Closed — Now What? Your First 7 Days as a New Homeowner

You Did It! Here’s What to Do in Week One

🏠 Welcome Home!

You’ve signed the final docs, grabbed the keys, and officially closed. 🎉Now that you’re a homeowner, the next week is all about settling in — and setting yourself up for success.

Here’s your first 7-day homeowner checklist, especially if you bought using an FHA or conventional loan.

✅ Day-by-Day Checklist for New Homeowners

Day	Task
Day 1	Celebrate & walk through your home again (check for anything urgent)
Day 2	Change the locks and garage codes
Day 3	Set up utilities (gas, electric, water, trash, internet)
Day 4	Update your address with USPS, banks, and subscriptions
Day 5	Review home warranty (if included) + home insurance
Day 6	Meet the neighbors + explore your neighborhood
Day 7	Start a list of repairs, upgrades, or furniture needs

🛡️ Bonus: Don’t Forget These Essentials

• Create a home binder for documents, warranties, and receipts

• Locate water shutoff valves, breaker box, and HVAC filters

• Take photos of major systems (plumbing, electrical) for records

• Set a calendar reminder for property tax and insurance dates
  

💡 FHA vs. Conventional Tips

Category	FHA	Conventional
Mortgage Insurance	Monthly MIP continues	May cancel at 20% equity
Refinance Options	Streamline available	Refi at any time
Equity Growth	Slower at first (3.5% down)	Faster with 10–20% down

No matter your loan type, building equity begins on day one.

💬 Final Thought

The first week in your new home is both exciting and overwhelming. Take it one day at a time — and know that you don’t have to have it all figured out at once. We're still here when you need us.

📞 Need help planning your move or setting up services? We’ve got local connections and move-in checklists ready. 👉 Request Move-In Help or Resources Or reply with your move-in date — we’ll send a custom checklist.